These Terms of Service ("Terms") are a legal agreement between you and SagePlan ("SagePlan," "we," "us," or "our"). By creating an account, accessing, or using the website at sageplan.co (the "Service"), you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.
SagePlan is an independent tool. SagePlan is not affiliated with, endorsed by, sponsored by, or otherwise connected to Western Governors University ("WGU"), Study.com, Sophia Learning, or any other third party referenced on the Service. Program names, course codes, and transfer suggestions are provided for identification and planning convenience and may be inaccurate, outdated, or incomplete. Always verify directly with WGU or the applicable provider.
You must be at least 13 years old (16 in the EEA/UK) to use the Service. By using the Service you represent that you meet this requirement and that you have the legal capacity to enter into these Terms.
You are responsible for safeguarding your account credentials and for all activity that occurs under your account. Notify us immediately at support@sageplan.co of any unauthorized use.
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for your personal, non-commercial academic planning purposes.
You grant SagePlan a worldwide, royalty-free, perpetual, irrevocable, sublicensable, and transferable license to use, host, store, reproduce, modify, create derivative works from, communicate, publish, publicly perform, publicly display, analyze, and distribute any content, data, or information you submit to or generate on the Service, for any lawful purpose related to operating, improving, marketing, or commercializing SagePlan and related products and services, including the creation and distribution of aggregated or de-identified datasets.
You agree not to: (a) use the Service for any unlawful purpose; (b) interfere with or disrupt the Service; (c) reverse engineer, decompile, or attempt to extract source code, except to the extent applicable law prohibits this restriction; (d) scrape, crawl, or harvest data except via functionality we expressly provide; (e) resell, sublicense, or redistribute the Service; (f) impersonate any person or misrepresent your affiliation; (g) upload content that is unlawful, infringing, or harmful.
Some features may require payment. Prices, billing cycle, and refund terms (if any) will be disclosed at the point of purchase. All fees are non-refundable except as required by law or expressly stated. We may change pricing, feature availability, or plan structure at any time; for recurring subscriptions, changes will take effect at the next renewal and you may cancel before renewal to avoid the new price.
We reserve the right, at any time and without prior notice, to display advertising, sponsored content, paid placements, in-app promotions, pop-ups, banners, interstitials, and promotional messages within the Service, and to promote our own products, services, paid tiers, events, and those of third parties. We may participate in affiliate, referral, or revenue-share programs and may earn commissions when you click links, sign up, or make purchases from partners (including, without limitation, third-party education platforms, test-prep providers, tutoring services, and financial products). You agree that these arrangements do not create any fiduciary, advisory, or other special duty to you, and that any recommendation on the Service may be influenced by a commercial relationship. We are not required to label every paid or affiliate link, though we will do so where required by law.
By creating an account, you agree we may send you transactional communications (account, security, billing, service updates) by email. If you opt in, we may also send you marketing emails and, if you provide a phone number and consent, marketing text messages (standard message and data rates apply; reply STOP to stop, HELP for help). See our Privacy Policy for details and how to opt out.
The Service, including its design, source code, and the catalog compilation, is owned by SagePlan or its licensors and is protected by copyright, trademark, and other laws. Except as expressly licensed above, we reserve all rights. Third-party course names and codes belong to their respective owners.
If you send us feedback, suggestions, or ideas, you grant us a worldwide, royalty-free, perpetual, irrevocable, sublicensable license to use them for any purpose without obligation to you.
We may suspend or terminate your access at any time, with or without notice, for any or no reason. You may stop using the Service at any time and request account deletion at privacy@sageplan.co. Sections 1, 5, 9, 10, 12, 13, 14, 15, 16, and 17 survive termination.
The Service is provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, reliability, security, or uninterrupted or error-free operation.
Academic planning disclaimer. SagePlan is an independent planning aid and is not an academic advisor, educational institution, or provider of academic credit. We make no guarantee, representation, or warranty regarding: (a) transfer credit acceptance or articulation by WGU, Study.com, Sophia Learning, or any other institution; (b) degree requirements, program availability, tuition, course catalog accuracy, or curriculum changes; (c) admission, enrollment, retention, graduation, licensure, certification, or employment outcomes; (d) time to completion or acceleration feasibility; (e) the fitness of any suggested course sequence for your individual goals. You are solely responsible for verifying all academic decisions with official WGU advisors and the applicable external provider before enrolling, paying, or relying on any information from the Service. Course codes, names, transfer recommendations, and category labels may be inaccurate, outdated, or incomplete.
Third-party content disclaimer. References to external courses (including Study.com and Sophia Learning course codes) are informational only. We do not endorse, control, or assume responsibility for third-party services or their pricing, availability, or credit-transfer treatment.
To the fullest extent permitted by law, SagePlan, its officers, directors, employees, agents, contractors, licensors, affiliates, successors, and assigns will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenue, data, goodwill, academic credit, tuition, time, opportunity, or other intangible losses, arising out of or relating to your use of or inability to use the Service, even if advised of the possibility of such damages and regardless of the legal theory (contract, tort, strict liability, or otherwise). SagePlan's aggregate liability for all claims relating to the Service will not exceed the greater of (a) the amount you paid us in the three (3) months before the event giving rise to the claim, or (b) US $25. Some jurisdictions do not allow certain limitations; in those jurisdictions our liability is limited to the minimum permitted by law.
You agree to defend, indemnify, and hold harmless SagePlan from and against any claims, damages, liabilities, losses, and expenses (including reasonable attorneys' fees) arising out of or relating to your use of the Service, your content, or your violation of these Terms or any law.
These Terms are governed by the laws of the State of Utah, without regard to conflict-of-laws principles, and, for any matter concerning the arbitration agreement in Section 16, the Federal Arbitration Act. The United Nations Convention on Contracts for the International Sale of Goods does not apply. Except for claims brought in small-claims court or subject to the arbitration agreement in Section 16, the exclusive venue for any dispute will be the state or federal courts located in Salt Lake County, Utah, and you consent to personal jurisdiction and venue there and waive any objection based on inconvenient forum.
Statute of limitations. Any claim arising out of or relating to these Terms or the Service must be brought within one (1) year after the cause of action accrues, or it is permanently barred, except where a longer period is required by applicable law that cannot be contractually shortened.
PLEASE READ CAREFULLY. THIS SECTION REQUIRES YOU TO RESOLVE DISPUTES WITH SAGEPLAN BY BINDING INDIVIDUAL ARBITRATION AND WAIVES YOUR RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION.
You and SagePlan agree that any dispute, claim, controversy, or cause of action arising out of or relating to these Terms, the Privacy Policy, the Service, any communication between us (including marketing emails and SMS), or our relationship — whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, and whether arising before, during, or after termination of these Terms — will be resolved by binding individual arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules then in effect, except that either party may bring an individual claim in small-claims court of competent jurisdiction. The arbitration will be conducted in Salt Lake County, Utah, or by telephone or video conference at the arbitrator's discretion. The arbitrator's decision is final and binding and may be entered as a judgment in any court of competent jurisdiction.
You and SagePlan waive any right to a jury trial and any right to bring, join, or participate in any class action, class arbitration, collective action, private attorney general action, or other representative proceeding. The arbitrator may not consolidate claims or preside over any form of representative or class proceeding. If any portion of this class-action waiver is found unenforceable, that portion will be severed and litigated in court, but the remainder of this Section 16 (including the individual arbitration requirement) will remain in full force.
You may opt out of this arbitration agreement by sending a written notice to support@sageplan.co that includes your full name, account email, and an unambiguous statement that you opt out of arbitration, within fourteen (14) days of first accepting these Terms. Opt-out notices received after 14 days are ineffective. If you opt out, you and SagePlan will resolve disputes under Section 15.
This Section 16 will survive termination of these Terms and your account and is governed by the Federal Arbitration Act.
These Terms (together with the Privacy Policy) are the entire agreement between you and SagePlan regarding the Service. If any provision is held unenforceable, the remaining provisions will remain in full force. Our failure to enforce any right is not a waiver. You may not assign these Terms without our consent; we may assign freely.
We may modify these Terms at any time by posting the updated version. If changes are material, we will provide notice (for example, by email or in-app notice). Your continued use after changes take effect constitutes acceptance.